body { margin-left: 5%; 
       margin-right: 5%; 
       font-size: 10pt; 
       font-family: Verdana; 
       color: #000000; 
       background: #FFFFC0  
       text-decoration: none;
}

H1,H2,H3 { 
          border-style: solid;
          border-color: #CCCC99;
          border-bottom-width: 1px;
          border-right-width: 1px
}

p.refer { 
  border-style: solid;
  border-color: #CCCC99;
  border-bottom-width: 1px;
  border-right-width: 1px
}

em { color: #FF0000; 
     font-family: Courier; 
     font-style: none 
}

a:link {
     color: #008000
     text-decoration: none;
}

a:visited {
     color: 808080;
     text-decoration: none;
}

div.refer {
  border-style: solid;
  border-color: #CCCC99;
  border-top-width: 1px;
  border-left-width: 1px
}